7 Strategies for Deciding Between Mortgage Points and a Lower Interest Rate in Stafford, VA

This article walks Stafford County homebuyers — from Aquia Harbour to Garrisonville — through 7 practical strategies for deciding between mortgage points vs lower interest rate options, with guidance from local mortgage broker Duane Buziak. The right choice depends on how long you plan to stay, which loan program you’re using, and how much liquidity you want to preserve after closing.